Which federal program provides health insurance for persons 65 years of age and older?

• A. Medicaid
• B. SSI
• C. Unemployment Insurance
• D. Medicare

Answer: (D)

Medicare is the federal health insurance program for people 65 and older. It helps cover hospital and medical services through its parts A and B, with additional options in Part C (Medicare Advantage) and Part D (prescription drugs). Eligibility typically comes from having worked long enough to pay into Social Security, though some people can enroll automatically when they become eligible. Medicaid, in contrast, assists mainly those with low income or certain disabilities and can work alongside Medicare for those who qualify; SSI provides cash assistance to elderly or disabled individuals with limited resources; unemployment insurance offers wage replacement for those who have lost their jobs and does not provide health coverage.